Endow Iowa State Tax Credit

Endowed vs. Non-Endowed Funds 

Endowed funds are intended to be preserved forever, with a portion of the earnings available for spending. It is a permanent savings account that grows through investment and financial contributions from donors. Distributions from the fund are capped at 5% per year and are used to provide stability and long-term support to organizations, creating an even bigger impact in the future! 

Non-endowed funds are invested for growth in the same way as an endowed fund, but funds are not permanent, and they are immediately available for distribution.

Endow Iowa State Tax Credit ­  

When you make a gift to one of our permanently endowed funds, it will cost you far less thanks to Iowa’s innovative Endow Iowa 25% State Tax Credit! 

The state of Iowa offers $6 million in Endow Iowa Tax Credits each year to promote giving to permanent endowments that benefit organizations and citizens in Iowa. You can take advantage of this opportunity by: 

  • Establishing an endowment fund to achieve your personal charitable goals 
  • Giving to one of our existing endowment funds 

When you give to one of our endowed funds, you are not only helping Waterloo now—you’re investing in the future of the city we love!